My Ridez is designed with simplicity and security at its core—especially when it comes to handling user payments. Whether you’re booking a quick cab or scheduling a ride for later, the platform ensures multiple convenient options for completing payments.

One of the primary goals was to ensure that users across India could pay without friction. That’s why My Ridez deeply integrates with UPI wallets like Google Pay, PhonePe, Paytm, and BHIM. These payment methods are directly embedded into our checkout flow, allowing for instant, one-click confirmation.

We utilize dynamic QR code generation and deep-linking for UPI, enabling users to launch their preferred UPI apps instantly. All transactions are secured via encrypted channels, and timeouts are handled gracefully with retry mechanisms built-in.

Besides UPI, My Ridez supports traditional card payments (Visa, MasterCard, Rupay), wallet systems, and net banking. This multi-channel payment strategy ensures coverage across all user preferences.

Our system also stores user payment preferences (with consent) and offers one-tap rebooking with default payment methods. Combined with features like real-time payment tracking, receipts, and refund automation, this system offers transparency and confidence to riders.

The payment architecture is built with scalability in mind, using modular gateways and webhooks to track every transaction lifecycle. Whether it's a ₹50 short ride or a ₹2000 outstation trip, My Ridez ensures every rupee is accounted for securely and efficiently.